Losing a loved one is already overwhelming, and many families don’t realize that vacant homes in probate are prime targets for squatters in Florida. These individuals actively search for empty properties by:

✔ Scanning obituaries to find recently deceased homeowners.

✔ Looking for signs of neglect—tall grass, uncollected mail, or unlit homes.

✔ Researching property records to locate homes tied up in probate.

Once inside, professional squatters may claim residency rights, making removal difficult and costly. Fortunately, Florida’s new squatters law (HB 621) now allows for faster evictions and harsher penalties. However, prevention is key to protecting a vacant home and securing your loved one’s estate.

How Florida’s New Squatters Law Helps Protect Vacant Homes

For years, Florida property owners struggled to remove squatters due to outdated eviction laws. However, the Florida squatters law (HB 621), signed in 2024, gives homeowners more control.

Key Points of HB 621:

✅ Immediate Removal: Law enforcement can now remove squatters without a lengthy eviction process.

✅ Criminal Charges: Squatters face misdemeanor or felony penalties depending on property damage.

✅ Faster Evictions: Property owners can reclaim their home within 30 days of posting an eviction notice.

✅ Stronger Property Rights: Protects legitimate tenants while preventing illegal occupation.

This law is a game-changer for Florida homeowners dealing with squatters. However, prevention remains the best defense when securing a vacant home.

Steps to Protect a Vacant Home in Probate:

1. Secure the Property Immediately

Change all locks and secure windows.
Install security cameras, motion sensors, or timed lighting to deter intruders.
Keep lawns mowed, mail collected, and the home looking occupied.

2. Verify Homeowner’s Insurance for Unoccupied Property Coverage

Most standard homeowner’s insurance policies do not cover vacant properties for extended periods. Without proper coverage, your loved one’s home could be at financial risk in the event of:

✔ Vandalism or property damage caused by squatters.

✔ Fire, storms, or flooding while the home remains unoccupied.

✔ Liability claims if someone gets injured on the property.

How to Ensure Proper Insurance Protection:

Check the existing homeowner’s insurance policy for vacant home coverage.
If not covered, request an "unoccupied home insurance rider."
If the current insurer cancels coverage, contact a local insurance agent or broker to find the best vacant home insurance policy at the lowest cost.

Securing the right insurance policy ensures the home remains protected until it is sold or transferred through probate.

3. Post “No Trespassing” Signs (According to Local Laws)

Posting No Trespassing signs may deter squatters, but they must comply with local ordinances to be enforceable. Check county requirements for proper wording and placement.

4. Notify Local Law Enforcement

Let the local police department know the home is vacant and at risk for squatters. Request additional patrols to monitor the property.

5. Regularly Inspect the Property

Visit the home frequently or assign a trusted neighbor, family member, or property manager.
Look for signs of forced entry or suspicious activity.
Consider hiring a professional security service if the home will be vacant long-term.

6. Start the Probate Process Quickly

Work with Florida Probate Care to assist with a referral to a probate attorney in Florida to expedite the estate settlement.
If selling the home, Florida Probate Care is also a cash buyer and we understand probate properties.
The faster the home is sold or transferred, the lower the risk of squatters or legal complications.

Final Thoughts

If your loved one’s home is vacant, act fast to secure it. Squatters, insurance risks, and legal issues can turn a family’s inheritance into a costly headache. By following these proactive steps—and working with Florida Probate Care—you can protect the property and ensure a smooth probate process.

Need Help Managing a Vacant Probate Property in Florida?

At Florida Probate Care, we specialize in helping families navigate the complexities of probate while protecting vacant properties. Our free concierge services include:

✔ Connecting you with top-rated probate attorneys to speed up the process.

✔ Assisting with property security, maintenance, and vacant home insurance.

✔ Helping you sell the home quickly to avoid financial risks.

✔ Guiding families through squatters’ rights and removal procedures.

Don't Wait Until It’s Too Late – Protect the Property Now!

📞 Call us at 813.305.7875📧 Email: info@floridaprobatecare.com

🌐 Visit: https://www.floridaprobatecare.com